I, the above-named Participant do hereby agree that in the event of my death, all takaful benefits payable under the terms and conditions of the Certificate shall be paid to:
- The Beneficiary as recipient of the takaful benefit on the basis of Conditional Hibah, or
- Executor as trustee.
Payment to the Beneficiary or Executor named herein shall discharge the company from all obligations and liabilities under the Certificate.